Thursday, February 4, 2016

Bargaining power

If you come to visit us in Oaxaca when we get back, you might want to go shopping. We have so much to choose from. You could walk the aisles of the Artisan Market and get shawls or embroidered blouses or beaded purses. You could buy Christmas ornaments made of embossed tin or supple leather pouches. Or you could sit at one of the tables at the 20 de Noviembre market and drink hot chocolate frothed with a wooden paddle and served with rich pasca-like bread. Chocolate comes originally from Mexico and is used there for other things besides desserts, so you could buy chicken bathed in chocolate mole with a side dish of crunchy, salty grasshoppers. Or you could go to a village where people weave rugs in their homes, and you could choose your own natural colors (the red comes from the tiny cochineal bug that grows on cactus leaves). Or you could take a local bus to the town that makes black pottery or to the workshop in Etla where Neftali and Noel, Mixe artisans, some of the best in the nation, apprentice young men from Indian villages in the intricate carving and painting of fantastical creatures called alebrije. For much of this shopping, you will need bargaining skills. You might have to haggle a bit and even walk away to see if the price will come down. If your purchase is the vendor’s first sale of the day, you might see her genuflect to show her gratitude. Bargaining is part of market culture in Oaxaca. It’s part of the shopping experience.

Unfortunately, for me, I hate bargaining, so when visitors want to do that kind of shopping, Robert takes them, and I stay home.  Robert, the true shopper of the family, bargains wherever it’s useful, like at garage sales, Kijiji (Canada’s version of Craig’s List) listings, and pawn shop offers. It’s a skill he was born with. I, on the other hand, want to walk into a store and find a price tag dangling from every item so I can comparison shop without any hovering.

I wonder if this relates to the whole introvert/extrovert thing. Extroverts have long D4DR genes, which make them less sensitive to the neurotransmitter dopamine (a “feel good” gene), so they need to get their “chills and thrills” from outside stimulus like bargaining. Introverts, on the other hand, don’t need as much outside stimulus because their short D4DR genes are quite sensitive to dopamine, and so they get all the “buzz” they need without parachuting out of an airplane or haggling at a Oaxacan market. Whatever the reason, I don’t like it, but I bet it's a necessary skill in making lots of money.

So there is at least one advantage in living in North America: I can at least go shopping without bargaining. But wait! There is a vital product for which bargaining is required, actually, and it’s a matter of living or dying, of solvency or bankruptcy. It’s American health care. In Canada, the Insurer (the Government) has done a lot of bargaining behind the scenes, so the prices for health care are set and not going any lower, no matter who asks. In the US, however, the costs vary all over the place, and they can go up or down depending on who asks and why. If you have insurance, you might get a much higher price for a procedure, or a much lower price as an uninsured individual.  Bargaining is absolutely necessary. When Robert got his back surgery, our insurer negotiated with the hospital (standard procedure) and the bill got cut in half. What would the final bill have been without their bargaining power and knowledge? What if we'd had to to pay the $8000/IV treatment for my cancer? We’d be bankrupt right now.


And my kids are now caught in the US health care system with no safety net, and I have to admit it alarms me, making me feel like a tiny fly caught in the web of a giant spider.  I don’t know what to do. Elai has no insurance because her insurance was cut off when she got married, and Philip’s may be cut off, too—we don’t know—and none of us can afford the $8000/year per child that it would cost to insure them. What do we Americans do? Feels like gambling. Like jumping out of a plane. Like haggling with a spider. Maybe some people like this.

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